What does OPTIMUM Wealth Management do?
Complete independence and objectivity. Because client fees are the only compensation we receive, you can expect independent and objective financial advice. Our advisors receive no additional compensation from any other source, thus eliminating any potential conflicts of interest.
Comprehensive yet understandable financial plans. Our financial plans are prepared by Certified Financial Planners (CFPs) to ensure the highest standards of competency and integrity.
Unparalleled service and communication. Our advisors serve a limited number of clients so that each advisor can maximize their attention and availability to every family he or she serves. We hope to become a part of your family, looking after the financial security and success of your many generations.
Family Financial Planning
The family wealth plans crafted by OPTIMUM Wealth Management include customized cash flow analysis, asset allocation recommendations, specific investment recommendations, estate-planning strategies and plan implementation, and monitoring schedules. Family wealth plans also include the development of a family investment policy statement, Monte Carlo risk simulation analysis, and portfolio optimization analysis.
OPTIMUM Wealth Management utilizes discretionary OPTIMUM model portfolios. These OPTIMUM models (Conservative, Moderately Conservative, Moderate and Moderately Aggressive) are structured to match individual client’s risk and return objectives. The models are closely monitored and adjusted as the economic outlook changes and as investments and managers change.The OPTIMUM models are mutual fund based, but may include ETFs, ETNs and individual stock and bond holdings. As it relates to the model portfolios, OPTIMUM Wealth Management’s objective is to add value in two ways: 1) developing asset allocations that attempt to provide superior risk adjusted returns and 2) vetting and selecting investment vehicles and managers that have the possibility of outperforming their relevant benchmarks.